Repayment schedule · not a bank KFS

Month-by-month installment

This is a reducing-balance picture of a loan you already have (or were quoted). Years 1–10: 5% fixed. After that, 1-year KIBOR + 3% on the remaining balance. Scheme finance cannot exceed PKR 10,000,000. It is not Alfalah’s or any other bank’s official schedule.

Sanctioned / quoted loan (PKR)Apna Ghar finance cap is PKR 10,000,000. Use the bank’s loan amount, not the house price.

Repayment tenor

House / project price (optional)If filled, equity is price minus loan. If empty, we show an implied 10% on a 90% LTV ticket.Monthly insurance / takaful (optional)Bank policy, not a federal tariff. Ask the branch for the exact debit. Leave blank if you do not know.

Valuation (once, optional)Legal / mortgage (once, optional)

Stamp, CVT, registry, society transfer (once, optional)These are government / society costs, not the installment.

Enter the loan amount Alfalah (or any bank) quoted. The table will split each month into markup and principal.