Estate Checks

Published scheme math · not a sanction

Indicative approval calculator

Uses DBR 65%, 5% for years 1–10, then KIBOR+3%, and a PKR 10,000,000 cap (SBP SH&SFD Circular Letter No. 01 of 2026, rules as of 2026-03-17). Married/single is not a federal factor — only optional co-applicant income. For a quoted loan, use the month-by-month schedule.

Repayment tenor

Shorter tenor = higher installment = smaller DBR-capped loan. Subsidy is 10 years if tenor is 10 or more.

Indicative capacity under published scheme math

PKR 0

Rules as of 2026-03-17 · DBR 65% of net disposable

  • Enter the applicant’s net monthly disposable income.